Essentis, a former division of Schlumberger, is an innovative software platform for payment card issuing and merchant acquiring operations. Compliant with the Visa International, MasterCard and JCB networks, Essentis spans the full range of product offerings: Credit Cards, Debit Cards, Chip Cards, Multi-Application Cards, Charge Cards, Loyalty Cards, Business Cards, Duality Cards, Private Label Cards, Affinity Cards, Co-Branded Cards and Purchasing Cards. Essentis has established a wide range of implementation and support skills including project management, consultancy, customization, conversion, and systems integration. Initial customers in Europe include ABN AMRO, PKO in Poland, UBS in Switzerland. The Company also supports customers via their partnership with Atos Origin in Italy, Sweden and Asia including Bank of China and Bank of Communications in China. *Divested January 2006 to Euronet Worldwide, Inc.